Exceptional value in Bay Village, currently among the lowest-priced homes available in this desirable 55+ community. An added benefit is that flood insurance is not required, representing a potential savings of over $1,000 per year. This welcoming two-bedroom, one-bath home features a thoughtfully designed floor plan with a cozy wood-burning fireplace and a dedicated dining area filled with natural light from a large patio door that opens to a gated private patio. Conveniently located near shopping, restaurants, and Downtown Watsonville, the home also offers easy access to the scenic Pajaro River Levee Trail, perfect for walking, biking, and enjoying the outdoors. The spacious backyard provides an ideal setting for relaxing, gardening, or entertaining, while a separate gated side yard offers additional outdoor space and flexibility. Additional features include a natural gas forced-air furnace and single-level living for everyday comfort and convenience. Bay Village community guidelines require at least one resident to be 55 years of age or older, with a second occupant permitted at age 45+. Non-resident owners may be of any age. This is a rare opportunity to enjoy affordable living, outdoor space, and a convenient location in one of Watsonville's most popular communities.